Skip to main content

Housing and Financial

Are my medical bills dischargeable in bankruptcy?

Generally, yes. Usually, medical bills are “unsecured debt”, similar to credit card debt, meaning that it is a debt that is not backed by a pledge of property or assets (like your home or car). For this reason, the best course of action may be to resist taking out a home equity, or other "secured" line of credit to pay-off medical bills. The result of doing so would be to change the status of the otherwise unsecured debt to secured debt which may not be dischargeable in bankruptcy proceedings.

Our Partners

  • Susan G. Komen Minnesota
    Susan G. Komen Minnesota
  • Otto Bremer Trust
    Otto Bremer Trust
  • Richard M. Schulze Family Foundation
    Richard M. Schulze Family Foundation
  • Minnesota State Bar Foundation
    Minnesota State Bar Foundation
  • Fredrikson & Byron Foundation
    Fredrikson & Byron Foundation
  • Legal Services Advisory Committee
    Legal Services Advisory Committee
  • Hennepin County Bar Foundation
    Hennepin County Bar Foundation