The Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 brought about the most significant changes in bankruptcy law in over two decades.
Are my medical bills dischargeable in bankruptcy?
Generally, yes. Usually, medical bills are “unsecured debt”, similar to credit card debt, meaning that it is a debt that is not backed by a pledge of property or assets (like your home or car). For this reason, the best course of action may be to resist taking out a home equity, or other "secured" line of credit to pay-off medical bills. The result of doing so would be to change the status of the otherwise unsecured debt to secured debt which may not be dischargeable in bankruptcy proceedings.
Our Impact
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Minnesotans Helped
15,240
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Clients with Stage IV
53%
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Value of Free Legal Care Provided
$23,029,840
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Clients Who Report CLC Was Able to Help Resolve Their Issue
93%
Thank You to Our Generous Funders
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Minnesota State Bar Foundation
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Fredrikson & Byron Foundation
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Legal Services Advisory Committee
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Hennepin County Bar Foundation
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Wanta Thome
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Candid Platinum Seal 2024
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Fred B. & Katherine C. Andersen Foundation
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Coril
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Impact100
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American Cancer Society