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Housing and Financial

Bankruptcy

The Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 brought about the most significant changes in bankruptcy law in over two decades.

Are my medical bills dischargeable in bankruptcy?

Generally, yes. Usually, medical bills are “unsecured debt”, similar to credit card debt, meaning that it is a debt that is not backed by a pledge of property or assets (like your home or car). For this reason, the best course of action may be to resist taking out a home equity, or other "secured" line of credit to pay-off medical bills. The result of doing so would be to change the status of the otherwise unsecured debt to secured debt which may not be dischargeable in bankruptcy proceedings.

Our Impact

  • Minnesotans Helped

    15,240

  • Clients with Stage IV

    53%

  • Value of Free Legal Care Provided

    $23,029,840

  • Clients Who Report CLC Was Able to Help Resolve Their Issue

    93%

Thank You to Our Generous Funders

  • Richard M. Schulze Family Foundation
  • Minnesota State Bar Foundation
    Minnesota State Bar Foundation
  • Fredrikson & Byron Foundation
    Fredrikson & Byron Foundation
  • Legal Services Advisory Committee
    Legal Services Advisory Committee
  • Hennepin County Bar Foundation
    Hennepin County Bar Foundation
  • Minnesota Oncology
  • Wilson Wolf
  • E&U
  • Wanta Thome
    Wanta Thome
  • Candid Platinum Seal 2024
    Candid Platinum Seal 2024
  • Fred B. & Katherine C. Andersen Foundation
    Fred B. & Katherine C. Andersen Foundation
  • Coril
  • Impact100
  • American Cancer Society
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